Attention homeowners: Real estate appraisal services for in Parkland and Broward County
Check out the top 7 reasons why Florida homeowners hire Ron Balsamo:
We at Ron Balsamo understand the particular needs of a customer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Ron Balsamo will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value opinion than yours.
Challenge Broward County's assessment of your propertyYour local tax assessor may have your house overvalued if you live in a local area that's declining or is not appreciating as much as other properties close to yours. That only means you're most likely paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Ron Balsamo is your #1 weapon.
Need to cancel PMI?PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experts in helping people just like you rid themselves of unwanted PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be unsuitable from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. Ron Balsamo can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Have you just received a copy of your appraisal and you would prefer to have a seasoned expert double-check it for preciseness or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.